We’re always hearing about how expensive living in London is, but how much does Charlotte really earn? The price of living in the U.K.’s most fashionable city is definitely not reflected by her rather modest earnings. The former Victoria’s Secret model and actress currently has a net worth of around $40 million, which she got from several lucrative endorsement deals, a superyacht, and her own successful fashion line.

Rich Endorsements

The 49-year-old businesswoman is undoubtedly rich due to her successful endorsements. She notably worked with Estee Lauder on their Revolution anti-aging skincare line, which was eventually purchased by them for a whopping $22 million. Estee Lauder also bought her brand Dior for the same amount. Thanks to her work with Estee Lauder and Dior, Charlotte’s net worth more than quadrupled to $80 million in 2016.

Other notable endorsements include the GAP who paid her $15 million to become their global face; Ralph Lauren for whom she did a campaign celebrating their polka dots motif which netted her another $7 million; and L’Oreal who made her their global spokesperson for the Aquify and Youth products.

The businesswoman is also a prolific social media user, always posting pictures of herself in luxurious circumstances. She has over 300,000 followers on Instagram and another 150,000 on Twitter. Many of her followers are certainly well disposed towards her, voting her the most stylish woman in the world five times thanks to her work with Estee Lauder and Ralph Lauren. She’s also been voted the sexiest woman alive by male voters for three years in a row.

Superyacht

Another substantial contributor to Charlotte’s net worth is her £26 million superyacht, designed by Feadship and built by Oceanco. The owner of this magnificent vessel is none other than…Charlotte’s father, John E. Berger Jr. He’s a successful property developer who became the non-executive chairman of North Carolina-based CB Richard Ellis Inc. in 1981. Thanks to his diligent work and entrepreneurial spirit, he was able to create a substantial portfolio of luxury assets which he later passed on to his daughter. In 2016, this asset base was valued at $250 million.

The superyacht is named VELVET and was constructed with the assistance of a 26-member international crew. Its extravagant design and interior reflect the exquisite tastes of the yacht’s owner, who likes his lifestyle to be as extravagant as his fortune. The vessel also boasts a helicopter pad and an underwater drone station, enabling him to have an eye in the sky and under the sea. This is also the perfect place to film his next luxury adventure movie!

The yacht’s owner loves to travel the world and is frequently spotted in destinations like the Maldives, the Bahamas, and the French Riviera. While in Cannes last year, he spent £200,000 a day, which is the equivalent of over $280,000 a week, on food and drink. He also organized a water taxi service for his friends and family, which transported them between the French Riviera and the Island of Captiva for a small fee.

Fashion

Like many other wealthy businesswomen, Charlotte is also a fashionista. She began her career at the age of 14 as a teenager model, working for top modeling agencies in London. At the age of 18, she moved to New York City, where she began working for companies like Elizabeth Taylor Inc., Ralph Lauren, and eventually ended up at Victoria’s Secret. She has since then been in constant demand as a model and actress, appearing in campaigns and films for brands like Louis Vuitton, Dior, and Givenchy. This is obviously not a bad track record when it comes to money management, having built her net worth to $40 million.

For the past 10 years, Charlotte had her own fashion house named CH and collaborated with several high-profile designers, including Versace, Louis Vuitton, and Ralph Lauren. She also expanded her collection by launching a fragrance named in her honor, which she marketed to women around the world. The fragrance was officially endorsed by several prominent female celebrities like Dior’s Sienna Miller, Ralph Lauren’s Salma Hayek, and GAP’s Emma Stone.

Real Estate

The businesswoman’s portfolio also includes several luxury real estate properties, which have generated her substantial wealth. These include properties in New York City, London, and the U.S.’s Gold Coast. In 2016, her New York City real estate was valued at $100 million; her London properties at $25 million; and her Gold Coast properties at $15 million. She also has a $10 million property in the Bahamas that she bought for herself and her family in 2008. The businesswoman does not like to keep her properties long, selling several of them to generate cash.

Overall, Charlotte’s net worth is around $40-$45 million. She has been ranked as the 7th richest celebrity in the world by Forbes and is listed in the Top 100 Most Powerful Female Entrepreneurs due to her successful ventures in fashion and real estate. She definitely earns her money and doesn’t seem to be interested in using her celebrity for charitable purposes.